Getting Started w/ RV Living, RV Living Tips

How To Live In An RV Full-Time – The Ultimate Guide

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August 29, 2024

Living in an RV full-time is a dream for many, offering the freedom to explore new places, live minimally, and embrace a nomadic lifestyle. However, transitioning from a traditional home to a mobile one comes with a unique set of challenges. But with the right mindset and planning, it can be the most rewarding adventure you’ve ever embarked upon!

Whether you’re considering the RV lifestyle for adventure, financial reasons, or the love of travel, I’ve created a comprehensive guide to help you get started- or improve – on your RV Life.

1. Choosing the Right Residential Vehicle (RV)

Be Honest with Yourself About Needs and Limits:

Size and Space: Consider how much space you require for comfort and quality of life. Larger RVs offer more amenities but can be harder to maneuver and will limit your boondocking, sightseeing, and even camping options. (Many National Park campgrounds, for example, have size limits).
Type of RV: Drivable Motorhomes, like Class A, B, and C, offer simplicity, comfort, and ease of setting up. However, if you already own a vehicle with a good towing capacity, a travel trailer or fifth wheel might be the most cost-effective way to go. If you’re looking for the ultimate simplicity, minimalism, and the ability to go almost anywhere, a van might be the perfect choice. Watch my three-part series, “How to Choose the Right Residential Vehicle For You,” for detailed information about each type. (click the image below).

2. Downsizing and Simplifying to Live in an RV Full-Time

Declutter:

RV Living is a chance to embrace minimalism. Begin by getting honest with yourself about things you want versus things you need. You can then start sorting through your belongings, keeping only what you need, or has sentimental value. Some people decide to rent a storage unit for items they couldn’t part with, others get rid of everything and hit the road unencumbered.

Storage Solutions:

Living in a tiny space takes some getting used to. You can utilize space-saving storage solutions and multifunctional furniture to maximize the limited space in your RV. Check out my Video for some of my organizing hacks:

3. Financial Planning to Live In an RV Full-Time

Budgeting:

It’s important to determine what your RV life will look like to estimate your monthly expenses. Will you be paying for campgrounds or staying on public lands for free (boondocking)? Will you be visiting tourist areas or National Parks? Will you drive every day, every few days? Or will you find a lovely, quiet spot on a mountain and stay until your legal time limit runs out or you run out of supplies? Knowing this will help you plan your budget for fuel, entertainment, entrance/campsite fees, eating out, dump station, and water fees and other expenses like propane, maintenance, insurance (full-timers will need Full-timers insurance), and groceries.
Plan for unexpected costs such as repairs and healthcare. I recommend having an emergency fund of at least $7000 before hitting the road ($10,000 would be ideal).

Income:

Explore remote work opportunities, freelance gigs, or seasonal jobs like work camping or seasonal Amazon warehouse work to sustain your lifestyle on the road.

4. Legal and Safety Considerations

Mail and Residency:

First, choose a state to establish residency (“domicile). States like South Dakota, Nevada, Texas, and Florida are popular among full-time RVers due to favorable tax laws and ease of establishing residency. Once you have done so, you can search for mail forwarding services to forward your mail to you on the road. I use the UPS store; it’s not the cheapest option, but it’s dependable.

Insurance:

Full-time RVer insurance is similar to a homeowners policy and covers belongings and liability in your camp. Not all vehicle insurance companies carry it. Progressive and Good Sam are two that I know of.

Safety:

Make sure your RV, van, or trailer is equipped with safety essentials like a first aid kit, fire extinguisher, smoke, and CO2/ carbon dioxide detectors. A good roadside assistance plan will also come in handy. Be aware of weather conditions by setting up emergency alerts on your phone and use a dependable weather app like Windy to track weather.

5. Campsite and Route Planning

Finding Campsites:

Use websites and apps like iOverlander (my favorite), Campendium, AllStays for iPhone, and Harvest Hosts to find campsites and boondocking spots.
Consider joining membership clubs like Escapees for discounts and exclusive camping locations.

Route Planning:

Plan your routes carefully to avoid low bridges, narrow roads, and other hazards. Apps like AllStays for iPhone and RV Trip Wizard can help.

6. Staying Connected

Internet and Communication:

Invest in a reliable internet setup, which might include a combination of cellular data plans (Important note: Unlimited plans are NOT UNLIMITED for mobile hotspot, which is how you use your phone to get internet on your laptops and other devices), Wi-Fi boosters, and satellite internet like Starlink.

7. Maintenance and Repairs

Routine Checks:

Regular oil changes and routine maintenance will help keep you safe on highways and can help prevent getting stranded on a forest road miles from a repair shop. Do a walk-around of your motorhome, van, or trailer before every trip, looking for damage, low tires, broken lights, and fluid leaks. Inspect the roof and windows of your RV or trailer at least once per year for signs of leaks or cracks.

8. Embracing the Lifestyle of Life In an RV

Community:

Connect with fellow RVers through online forums, social media groups (Like Carolyn’s RV Life Friendly Nation!, and RV rallies like the RTR (Rubber Tramp Rendezvous) in Quartzsite, Arizona every January. The RV community is supportive and can offer valuable tips and companionship while learning how to live in an RV full-time.

Health and Well-being:

Traveling full-time can be stressful! Be sure to maintain a healthy lifestyle by exercising, taking driving breaks, eating well, and finding time to relax and enjoy your surroundings.

Flexibility and Adaptability:

Embrace the unpredictable nature of RV life. Plans might change due to weather, mechanical issues, or new opportunities. Staying flexible and embracing the good, the bad, and the ugly as part of the adventure will help make your RV life enjoyable.

Why Live In an RV Full-Time?

Living in an RV full-time is an adventure that offers a unique way of experiencing the world. With careful planning, the right mindset, and a spirit of adventure, you can successfully navigate the challenges and enjoy the countless rewards. Whether you’re a solo traveler, a couple, or a family, the road is waiting for you. Happy travels!

Ready for Full-Time RV Living? Check out my additional resources:

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DISCLAIMER: Carolyn’s RV Life and Carolyn Higgins share her experiences, thoughts, opinions and ideas in this blog post and on this website for entertainment purposes only. It is not intended to be a substitute for professional advice, instruction or guidance. Viewers/Readers should consult with professionals before pursing any actions or behaviors exhibited in this video. Carolyn’s RV Life or Carolyn Higgins cannot be held liable in the event of any accident or injury that may occur as a result of application of procedures and information provided in this video.

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